Terms of Use and Disclaimer

Using the tools

The tools are free to use.

Not allowed

• Interfering with the operation of the site
• Copying the content or code to other sites without permission
• Using results for statutory explanations in real estate transactions

Disclaimer

Results are estimates read from the colors of government hazard map images or calculated from published base rates. Colors can be misread, data can be out of date and disasters can exceed the assumptions. Follow municipal hazard maps and evacuation information for safety decisions, and confirm insurance decisions with insurers, agents, professionals and official information. The operator is not liable for any loss arising from use of the site.

Effective: 2026-10-31